Yeah that can definitely happen. We can try to be aware of anchors and ‘drop new anchors’ by deliberately thinking of a figure more updated, and just being aware of the bias.

As for the spending guilt, that can be a few things, I found this one written by someone else but seems pretty good, hope it helps, and thanks for reading!

https://medium.com/the-post-grad-survival-guide/how-to-stop-feeling-guilty-about-spending-money-on-yourself-11ec0879309c